A personal loan is a short-term loan that is due to be repaid in full, no later than 30 days after it is issued. Personal loans also come with a flat interest charge that is taken with the repayment.
The loan limits vary by lender. The major factor that determines the amount you can qualify for is your credit score, then credit history and debt-to-income ratio. By reviewing this information, the lender wants to ascertain your ability to repay on time.
Fill out our short online form with the basic information and submit the request. The rest work is our concern. Note that you can request with any type of credit.
Normally, the decision fast. It takes up to a few minutes to connect you with a lender after your request.
You decide what you would like to spend the money for. The most common uses are emergencies, medical expenses, house renovations, car repairs, special occasions, and big-ticket purchases.
Yes! Your credit background isn’t the issue, so feel free to submit a request. We will do our best to find a lender that will be ready to work with your paying abilities.
It totally depends on a lender. Typically, it’s very fast. If approved, you’ll get a notification.
Your funds will be deposited directly into your bank account in as little as the next business day.
Missing the payment may cause a lot of unpleasant things starting with high fees and ending with your credit score downgrading. However, always get in touch with your lender as soon as possible and notify them in advance about your problem to discuss the possible ways to address your issue.
No. lealloan.com is an online service that is free to use. We do not charge fees for finding you a lender.