Southside Bank offers a range of financial products and services to individuals, businesses and nonprofit organizations. Its personal banking products include certificates of deposit, gift cards and individual retirement accounts. The bank also offers business loans for financing real estate, construction, machinery, inventory and receivables. Additionally, it offers various types of mortgage loans that include reduced documentation, credit-challenged and interest-only mortgage loans. Southside Bank also offers online banking, check re-ordering, safe deposit, trust and merchant services. Its Web site provides information on the interest rates of its deposit products. The bank is owned by Southside Bancshares and maintains an office in Tyler, Texas.