Elizabethton Federal Savings Bank, with assets of nearly $350 million, is a chartered financial institution that serves customers through four offices in Carter, Johnson and Washington counties in Tennessee. It offers customers a variety of financial products and services, including checking, money market accounts, mortgage and consumer loans, business services, IRAs, CDs and Internet banking. The bank was established in 1937 as Elizabethton Federal Savings And Loan Association. It changed to a mutual savings bank in 1990. Elizabethton Federal Savings has two offices in Elizabethton and one each in Mountain City and Johnson City, Tenn.