FULL SERVICE FINANCIAL INSTITUTION. WE OFFER A VARIETY OF PRODUCTS AND SERVICES TO INCLUDE BUT NOT LIMITED TO: SAVINGS VEHICLES, I.E. CHECKING, SAVINGS, CERTIFICATES OF DEPOSIT, INDIVIDUAL RETIREMENT ACCOUNTS, MONEY MARKET ACCOUNTS, ETC. LENDING OPTIONS, I.E. FIXED AND VARIABLE MORTGAGE LOANS, PURCHASE AND REFINANCE PROGRAMS, LOT LOANS, CONSTRUCTION LOANS, HOME EQUITY LINES OF CREDIT, CONDOMINIUM LOANS, SECOND HOME LOANS, SPECIAL MORTGAGE FINANCING FOR DOCTORS, ETC.