Established in 1884, Community Bank & Trust is an employee-owned and operated financial institution. It offers a variety of services and products, such as ATM and credit cards, direct deposits and wire transfers. The bank also offers various other products and services, including regular checking and savings accounts, money market accounts, certificates of deposit and business checking. In addition, the bank provides various loan programs that include consumer, construction and commercial real estate loans to its residential and commercial clients. Community Bank & Trust has a branch located in Neosho, Mo. It operates a Web site that provides complete information about the bank s services and products and also offers online loan applications to its clients.