Established in 1895, Monticello Banking Company is a Kentucky commercial bank located in Monticello, Ky. The bank operates 12 full-service community banking locations in southern and western Kentucky. Monticello Banking Company's product offerings include traditional banking services, such as commercial and consumer deposit, loan products, trust/investment services, as well as a variety of electronic banking services, including Internet banking. The bank is a member of the Federal Deposit Insurance Corporation (FDIC) and is an Equal Housing Lender. Its consumer loan products include residential mortgage, construction, home equity and second mortgage home loans.