First Federal Savings Bank is a full-service, community-oriented financial products and services provider that offers traditional and online banking services The bank offers checking, personal and savings accounts; commercial, business, mortgage and home equity loans; and asset and wealth management, investment planning, retirement plans and mutual funds. In addition, it provides trust, securities and brokerage services, as well as overdraft protection, direct deposits and insurance coverage. First Federal Savings Bank, through its wholly owned subsidiary, First Fed Insurance Agency, offers multiline personal and commercial insurance related to life, health, property and casualty. The bank maintains an office in Ottawa, Ill.