Beach Community Bank was founded in 2001 by a group of local career bankers and more than 140 local investors. Headquartered in Fort Walton Beach, Fla., the bank has branch offices in Pensacola, Gulf Breeze, Santa Rosa Beach, Mary Esther and Destin, Fla. Its services include regular checking, interest checking, senior s account, regular savings account, youth savings account, certificates of deposit, individual retirement account, small-business checking, commercial account analysis, business interest checking account and commercial money market account. A member of the Federal Deposit Insurance Corporation, Beach Community Bank also offers online banking services, cash management, bill payment and financial calculators for loans and loan comparison, retirement planning, monthly payment, college savings and mortgage.